Mortgages

Helping You Secure the Mortgage You Need

Our Focus

Our priority is helping you get the property you desire. We offer a range of services and have access to hundreds of lenders meaning we stand a good chance of getting you that special deal.

First Time Buyer Experts

Buying your first property is an exciting time, and one of life’s experiences you will never forget. Don’t let a stressful mortgage process spoil the journey! With so much to think about, plan and organise, applying for your first mortgage can feel very daunting. As first time buyer specialists, the team at Mortgages with Clarity will guide you through your mortgage application from start to finish, and ensure you feel confident throughout every step of the mortgage process.

From the very first phone call with your adviser, you can feel reassured that everything will be taken care of quickly, efficiently and you will feel informed every step of the way. Our specialist advisors are on hand to offer free initial advice to help you prepare for your mortgage. Perhaps you are not sure how much you need to save for a deposit, the best way to maximise on your savings, or how much you can borrow. Perhaps you are concerned about your credit score, we can provide helpful hints and tips to get you prepared.

When you are ready to apply for your mortgage, as an Independent and whole of market broker firm, we can recommend mortgage deals from over 100 banks and building societies to ensure we can find you the best deal available. We even have access to specialist mortgage broker only deals through our exclusive mortgage clubs.

There are special mortgage incentives for First Time Buyers such as HELP TO BUY , Forces Help to Buy, First Homes Scheme, Right to Buy, and Shared Ownership.

Mortgages with Clarity will advise you on the best type of mortgage to suit your circumstances.

Remortgage

As a property owner with experience of having a mortgage for some time now, we understand you value the importance of getting a good deal on your mortgage. When your existing fixed term deal is coming to an end, the last thing you want is to revert to your lenders standard variable rate and pay more than you have to for your mortgage at a much higher interest rate than you are used to.

When searching for your next mortgage deal, even a small difference in the interest rate available can mean a large impact on your monthly mortgage repayments. It is important to get independent whole of market advice from a specialist mortgage advisor to ensure you have been offered a comparison of the whole market.

If you are looking to remortgage and not sure where to start, Mortgages with Clarity will compare the existing deal offered by your lender to tell you honestly if by switching to a new lender (remortgage) you could save money on your mortgage.

We will complete the paperwork, mortgage application, and liaise with the solicitor to ensure your new mortgage completes smoothly.

Buy To Let

Whether you are turning your existing property into a Buy to let to move into another property, or starting to build a property portfolio, our specialist advisors can help you obtain the most competitive mortgage to suit your requirements as a Landlord.
We work with the best UK buy-to-let lenders; many of which cannot be found on the High Street or are only accessible via a broker like Mortgages with Clarity.

How we can help you...

﹒The most common loan to value for a Buy to Let property is 75% of the properties value.
﹒We can access lenders that allow up to 85% Loan to Value.
﹒No minimum personal income required with some lenders
﹒First time Landlords
﹒First time buyers
﹒Houses of multiple occupancy and student lets
﹒Limited Company Buy To Let
﹒Blocks of flats and Houses of Multiple Occupation.

Moving Home

Whether your growing family need more room and you are upgrading to your forever home, or you are fed up of the city life and downsizing to a cosy country cottage, moving home can be a stressful time. Mortgages with Clarity will ensure the one thing you do not need to worry about is your mortgage. Our experienced advisers can assist you with porting your mortgage across to the new property, or applying for a new mortgage for the new purchase. The entire process is handled by our dedicated team to ensure a smooth transition from one mortgage to another, and one home to the next!

Let's Find Your Residential Mortgage The Best Buy To Let Product The Best Way For You To Remortgage

It can be hard to identify the right mortgage. At Clarity we make the process as transparent as possible. A dedicated adviser will listen to your goals, analyse your situation and find the best product depending on your needs and future plans.

Mortgages with Clarity is a trading style of Clarity Wealth Management LLP.

Clarity Wealth Management LLP is regulated by the Financial Conduct Authority. No: 575252.

Registered in England and Wales as a limited liability partnership. No: 0C371189.

Registered address: Waterside House, The Plains, Totnes, TQ9 5WD.

Company

Offices

Contact

Email

mortgages@claritywm.co.uk

Visit our Office

Sutton Harbour, Plymouth, PL4 0RA

08002335599

Monday-Friday: 8:30am- 4:30pm

Disclaimer: Your home may be repossessed if you do not keep up repayments on your mortgage!

Complaints : If you need to register a complaint, please write to Simon Owen, Head of Compliance, Clarity Wealth Management LLP, Waterside House, The Plains, Totnes, TQ9 5DW.

Email: SimonOwen@ClarityWM.co.uk or call the number shown on our contact page.